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<channel>
	<title>For Your Consideration</title>
	<link>http://blog.marcd.com</link>
	<description>Everything's Wonderful Until the Risk "Shows Up"!</description>
	<pubDate>Tue, 13 Jul 2010 16:20:34 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2.1</generator>
	<language>en</language>
			<item>
		<title>Review of FinReg Bill relating to the regulation of insurance- Part 1</title>
		<link>http://blog.marcd.com/2010/07/13/review-of-finreg-bill-relating-to-the-regulation-of-insurance-part-1/</link>
		<comments>http://blog.marcd.com/2010/07/13/review-of-finreg-bill-relating-to-the-regulation-of-insurance-part-1/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 16:01:18 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Small Business]]></category>

		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2010/07/13/review-of-finreg-bill-relating-to-the-regulation-of-insurance-part-1/</guid>
		<description><![CDATA[
It is being reported that what is being billed as &#8220;Wall Street Reform&#8221; is likely to be passed in Senate and will be sent to the President&#8217;s desk for signature. Tucked in this 1600 page bill is Title V, relating to the federal regulation of insurance, constituting pages 384-421.
Today I share a review of Title [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2010/07/13/review-of-finreg-bill-relating-to-the-regulation-of-insurance-part-1/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Tighter the Grip, the Slippier They Get</title>
		<link>http://blog.marcd.com/2010/05/09/the-tighter-the-grip-the-slippier-they-get/</link>
		<comments>http://blog.marcd.com/2010/05/09/the-tighter-the-grip-the-slippier-they-get/#comments</comments>
		<pubDate>Sun, 09 May 2010 12:38:53 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2010/05/09/the-tighter-the-grip-the-slippier-they-get/</guid>
		<description><![CDATA[
Some time back, I was hopeful  that we could see an inadvertent renaissance in self-employment, as firms were reluctant to bring on full-time employees in the the current business environment we now call the &#8220;new normal&#8220;. Well, as hopeful as that post was, it may not come to pass if certain members of Congress have [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2010/05/09/the-tighter-the-grip-the-slippier-they-get/feed/</wfw:commentRss>
		</item>
		<item>
		<title>When does 36,000 = 290,000?</title>
		<link>http://blog.marcd.com/2010/05/07/when-does-36000-290000/</link>
		<comments>http://blog.marcd.com/2010/05/07/when-does-36000-290000/#comments</comments>
		<pubDate>Fri, 07 May 2010 16:10:15 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2010/05/07/when-does-36000-290000/</guid>
		<description><![CDATA[

While stock market participants are recovering from the bona fide temporary financial collapse yesterday, it is reasonable to turn our gaze to the unemployment rate figures released today. While increasing to 9.9% (due primarily to more people looking for jobs as their 99 week unemployment benefits run out), the press is reporting that employers added [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2010/05/07/when-does-36000-290000/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A Chess Piece is Moved</title>
		<link>http://blog.marcd.com/2010/05/04/a-chess-piece-is-moved/</link>
		<comments>http://blog.marcd.com/2010/05/04/a-chess-piece-is-moved/#comments</comments>
		<pubDate>Tue, 04 May 2010 13:18:32 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2010/05/04/a-chess-piece-is-moved/</guid>
		<description><![CDATA[ 
For those that have been following the Rod Blagojevich trial (or not), U.S. District Judge James B. Zagel recently denied a defense request from Team Blago to order President Obama to give testimony in the case. Normally this is a good ruling for a sitting president, but Blago is, by all press accounts, a loose [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2010/05/04/a-chess-piece-is-moved/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Welcome Back My Friends&#8230;</title>
		<link>http://blog.marcd.com/2010/05/02/welcome-back-my-friends/</link>
		<comments>http://blog.marcd.com/2010/05/02/welcome-back-my-friends/#comments</comments>
		<pubDate>Mon, 03 May 2010 01:24:53 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2010/05/02/welcome-back-my-friends/</guid>
		<description><![CDATA[ 
&#8230;to the show that never ends. As many of you have noted, I took a serious hiatus from posting. During my time away, I did a lot of writing, but was thoroughly unhappy with the results.  I&#8217;ve missed you, though and so, I am compelled to return to share a few more nuggets of joy [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2010/05/02/welcome-back-my-friends/feed/</wfw:commentRss>
		</item>
		<item>
		<title>In Defense of McCarran-Ferguson</title>
		<link>http://blog.marcd.com/2009/10/21/in-defense-of-mccarran-ferguson/</link>
		<comments>http://blog.marcd.com/2009/10/21/in-defense-of-mccarran-ferguson/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 22:16:03 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/10/21/in-defense-of-mccarran-ferguson/</guid>
		<description><![CDATA[

Folks, get ready to hear more about the McCarran-Ferguson Act in the coming days and weeks as it is now in the crosshairs of our elected representatives in Congress and may quite simply become a casualty of the health care &#8220;reform&#8221; push. I&#8217;m going to try to briefly separate fact from fiction and address some [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/10/21/in-defense-of-mccarran-ferguson/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Thoughts on the health care debate</title>
		<link>http://blog.marcd.com/2009/09/02/thoughts-on-the-health-care-debate/</link>
		<comments>http://blog.marcd.com/2009/09/02/thoughts-on-the-health-care-debate/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 18:38:37 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/09/02/thoughts-on-the-health-care-debate/</guid>
		<description><![CDATA[
Late September UPDATE: Apparently quite a few Americans believe as I do. According to a recent Rasmussen poll, 78% support the idea of allowing all Americans the option of purchasing the same health plan that Congress enjoys. So with support for the current incarnation of the health care &#8220;reform&#8221; at 41% approval, the question you [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/09/02/thoughts-on-the-health-care-debate/feed/</wfw:commentRss>
		</item>
		<item>
		<title>&#8220;The Employee Extinction (R)evolution&#8221; ©</title>
		<link>http://blog.marcd.com/2009/07/17/the-employee-extinction-revolution-%c2%a9/</link>
		<comments>http://blog.marcd.com/2009/07/17/the-employee-extinction-revolution-%c2%a9/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 20:44:42 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Small Business]]></category>

		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/07/17/the-employee-extinction-revolution-%c2%a9/</guid>
		<description><![CDATA[
Should national health care be a reality soon, we will see the most important (R)evolution in a generation rapidly unfold before our very eyes: the EXTINCTION of the corporate employee and the EMERGENCE of the independent contractor. I&#8217;m sure this is not what the President and Congress have in mind of course, but while a [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/07/17/the-employee-extinction-revolution-%c2%a9/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I&#8217;s Wide Shut</title>
		<link>http://blog.marcd.com/2009/06/14/is-wide-shut/</link>
		<comments>http://blog.marcd.com/2009/06/14/is-wide-shut/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 00:55:08 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/06/14/is-wide-shut/</guid>
		<description><![CDATA[
There are mornings I wake in a &#8220;Groundhog Day&#8221; grip. The clock blithely reads 4:45am, the parking lot spot: 2278; familiar faces greet me as I pass them on the side streets of the city. I count how many times I&#8217;ve seen each and marvel as the numbers reach 5, 10&#8230; 15.
I wonder if they [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/06/14/is-wide-shut/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Drink up today, for tomorrow may never come</title>
		<link>http://blog.marcd.com/2009/05/23/drink-up-today-for-tomorrow-may-never-come/</link>
		<comments>http://blog.marcd.com/2009/05/23/drink-up-today-for-tomorrow-may-never-come/#comments</comments>
		<pubDate>Sun, 24 May 2009 01:41:17 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/05/23/drink-up-today-for-tomorrow-may-never-come/</guid>
		<description><![CDATA[Since &#8220;in the long run we&#8217;re all dead&#8221;, I&#8217;ve been wondering lately if I&#8217;ve been letting my &#8220;bad-attitude&#8221; get the best of me. You see, it&#8217;s getting increasingly difficult to see the proverbial light at the end of the tunnel. Forget the economic stats, there is a sense of unease and general &#8220;un-wellness&#8221; in people [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/05/23/drink-up-today-for-tomorrow-may-never-come/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A Simple Graduate Admissions Statement</title>
		<link>http://blog.marcd.com/2009/03/16/a-simple-graduate-admissions-statement/</link>
		<comments>http://blog.marcd.com/2009/03/16/a-simple-graduate-admissions-statement/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 22:19:57 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/03/16/a-simple-graduate-admissions-statement/</guid>
		<description><![CDATA[

For many years, I have wrestled with the idea of working for a Masters degree. Many things kept me from this pursuit: work needs, lack of time, family needs, you name it. There also was that nagging &#8220;value-proposition&#8221; problem&#8230;. I couldn&#8217;t find a Master&#8217;s program that qualified me for more than a $75,000/year middle management [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/03/16/a-simple-graduate-admissions-statement/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Credit Crisis: 4th Grader Version</title>
		<link>http://blog.marcd.com/2009/02/27/the-credit-crisis-4th-grader-version/</link>
		<comments>http://blog.marcd.com/2009/02/27/the-credit-crisis-4th-grader-version/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 15:53:43 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/02/27/the-credit-crisis-4th-grader-version/</guid>
		<description><![CDATA[



The current credit crisis, how it affects the global marketplace and why it&#8217;s important to our entire economic system.  Made so simple that a fourth grader can understand it.
]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/02/27/the-credit-crisis-4th-grader-version/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Overwhelming: The Emerging Risks</title>
		<link>http://blog.marcd.com/2009/02/20/overwhelming-the-emerging-risks/</link>
		<comments>http://blog.marcd.com/2009/02/20/overwhelming-the-emerging-risks/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 19:58:28 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2009/02/20/overwhelming-the-emerging-risks/</guid>
		<description><![CDATA[
This is a massive post for which I apologize in advance. Hope you have some time.
To my eyes it seems that society&#8217;s perception of risk is getting closer and closer to the actual risks we face. I have been a staunch proponent of markets &#8217;self-correcting&#8221; and I have not minimized or sugar-coated the &#8220;pain&#8221; likely [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2009/02/20/overwhelming-the-emerging-risks/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Only a matter of time - &#8220;Madoff investors hoping for a bailout&#8221;</title>
		<link>http://blog.marcd.com/2008/12/28/only-a-matter-of-time-madoff-investors-hoping-for-a-bailout/</link>
		<comments>http://blog.marcd.com/2008/12/28/only-a-matter-of-time-madoff-investors-hoping-for-a-bailout/#comments</comments>
		<pubDate>Sun, 28 Dec 2008 21:47:04 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Life]]></category>

		<category><![CDATA[Investment]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2008/12/28/only-a-matter-of-time-madoff-investors-hoping-for-a-bailout/</guid>
		<description><![CDATA[
Given our recent proclivity to nationalize financial &#8220;pain&#8221;, it seems that it&#8217;s only a matter of time before those very well-heeled hedge funds (and their very well-heeled investors) taken in the $50B Bernard Madoff ponzi scheme will formally request a bailout of their own. I suspect it will happen very shortly after January 20, 2009 [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2008/12/28/only-a-matter-of-time-madoff-investors-hoping-for-a-bailout/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Have a nice day!</title>
		<link>http://blog.marcd.com/2008/12/13/have-a-nice-day/</link>
		<comments>http://blog.marcd.com/2008/12/13/have-a-nice-day/#comments</comments>
		<pubDate>Sat, 13 Dec 2008 18:56:42 +0000</pubDate>
		<dc:creator>Marc</dc:creator>
		
		<category><![CDATA[Fun]]></category>

		<guid isPermaLink="false">http://blog.marcd.com/2008/12/13/have-a-nice-day/</guid>
		<description><![CDATA[
It&#8217;s 2013. Governments around the world continue to struggle to keep social and financial order, but with clever and well-intentioned legislation, things are getting better all the time.
The nationalization of certain companies at one time had their non-nationalized competitors at a distinct disadvantage.  Because these nationalized organizations (the &#8220;NO&#8217;s&#8221;) had an unlimited source of funds [...]]]></description>
		<wfw:commentRss>http://blog.marcd.com/2008/12/13/have-a-nice-day/feed/</wfw:commentRss>
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